== Proposal description ==
Briefly describe your proposal with a puchy title and tweet length description.
An opportunity is given to provide greater detail on your proposal within the following pages.
What is the title of your proposal?
Proposal title
全球共享成果和统一货币 Global Shared Results and Unified Currency
Describe your global governance proposal
Proposal description
通过市场机制和借贷关系的共享成果方案，以及对世界上每一个人平等的发行生活保障货币的贷款权利，提高人类合作，减少风险.
Through the sharing achievement program of market mechanism and loan relationship, as well as the equal issuance of life guarantee Currency loan right to everyone in the world, improve human cooperation and reduce risk.
Theory of change
These questions allow you to explain how your proposal is viable and what would be required to turn it into reality.
Describe your proposed implementation strategy
How would your proposal take effect? Describe the obstricals, for example political, institutional, financial or other, that stand in the way of your proposal and explain how each of these obstacles can be overcome.
== Implementation strategy ==
在现有市场机制和借贷关系下，构建一个自愿共享交易成果方案的交易市场平台。先通过一些人或组织等自愿共享一部分交易利润等成果，借贷给一些其他也愿意共享交易成果或有困难的人，再和他们一起共享交易成果，一起帮助更多人解决更多的困难问题。使所有在共享平台中的人都能实现自己利益与他人利益的统一，通过共享平台不断的发展扩大，最终使一切不利于人类的事都没有人愿意去做，也就减少了现实社会中各种人为的社会问题发生。人们就将有更多的时间、精力和财物一起来解决各种自然灾害等问题。
再通过联合国、国际货币基金等国际组织机构，一起发行世界统一的货币贷款支付系统，用于世界所有人的教育、扶贫和抵抗灾害等发展目标。再联合各个国家和地区的政府、组织或个人，用于对世界上每个人每天都可以平等的享有生活保障贷款资金等，使所有人都能公平享有现代货币发行的权利。以及在各地区对所有自愿的人开展社会科普教育培训等活动，这样可以从最大范围、最快的解决世界上的贫困人口，以及预防和减少社会中每一个人遇到的各种生活环境风险问题，最终提高整个社会风险防范能力。
Under the existing market mechanism and loan relationship, a trading market platform for voluntary sharing of trading results is constructed. First, some people or organizations voluntarily share some trading profits and other achievements, lend to others who are willing to share the trading achievements or have difficulties, and then share the trading achievements with them to help more people solve more difficult problems. So that all the people in the sharing platform can realize the unity of their own interests and the interests of others. Through the continuous development and expansion of the sharing platform, ultimately no one is willing to do anything that is not conducive to human beings, which also reduces the occurrence of all kinds of artificial social problems in the real society. People will have more time, energy and money to solve all kinds of natural disasters.
Then through the United Nations, the International Monetary Fund and other international organizations, we will issue a unified world monetary loan payment system, which will be used for the development goals of education, poverty alleviation and disaster resistance of all people in the world. And then unite the governments, organizations or individuals of various countries and regions, for everyone in the world can enjoy life security loans equally every day, so that all people can enjoy the right to issue modern Currency fairly. And to carry out social science popularization education and training activities for all voluntary people in various regions, so as to solve the problem of poverty-stricken people in the world in the largest scope and the fastest way, as well as prevent and reduce all kinds of life environment risks encountered by everyone in the society, and finally improve the whole social risk prevention ability.
== To what extent does political will currently exists to realise your proposal? ==
因为我的理论方案在任何地方、任何人在任何时间、任何环境下都可以落地运行，不跟任何人、任何组织机构之间产生矛盾冲突问题。所有能在世界最大范围、最大程度上实现我的建议。
自愿共享交易成果的方案是在现有每个家庭生活的背景上，再通过借贷关系的共享成果机制，扩展到社会所有交易中，达到所有共享成果的人都能像家庭成员一样的生活，能为所有人都创造一个安全幸福的环境。
发行世界统一的货币贷款支付系统，是通过改进现有的比特币、Libra等电子货币发行模式，实现对世界上所有人平等的发行机制，使所有人都能公平的享有现代货币发行的利益权利。
Because my theoretical scheme can be put into operation in any place, any person at any time and any environment, without any conflict with any person or any organization. All of my suggestions can be realized to the largest extent in the world.
The scheme of voluntary sharing of transaction results is based on the existing background of each family life, and then extended to all transactions of the society through the mechanism of sharing results of loan relationship, so that all people who share results can live like family members, and create a safe and happy environment for all people.
The unified Currency loan payment system in the world is to improve the existing electronic Currency issuance modes, such as Bitcoin and Libra, to realize the equal issuance mechanism for all people in the world, so that all people can enjoy the interests and rights of modern Currency issuance fairly.
To the extent that political will does not yet exist, how will you create it and how long do expect it to take?
我的理论方案不跟任何人、任何组织机构之间产生矛盾冲突问题，即使有些国家或地区暂时不愿意按照我的理论方案运作，但是随着人性趋利避害和追求更好生活环境的特性，在全球总体发展潮流的影响下，也会渐渐地接近和实现我的理论方案。
我的方案是在现有的社会机制下，通过理论推导和实践的发展完善，能很容易在各个行业、各个地方操作推广，在全球范围内，5年时间就可以实现全部目标。
My theoretical plan does not conflict with anyone or any organization. Even if some countries or regions are not willing to operate according to my theoretical plan for the time being, with the characteristics of human nature's seeking advantages and avoiding disadvantages and pursuing better living environment, under the influence of the global overall development trend, my theoretical plan will gradually approach and realize.
My plan is that under the existing social mechanism, through the development and improvement of theoretical deduction and practice, it can be easily operated and promoted in various industries and places. In the global scope, all the goals can be achieved in five years.
== Mitigating global catastrophic risks ==
How would this proposal mitigate eco-system collapse?
在共享交易成果方案平台中，避免了社会资源和技术的重复建设和研究，减少社会交易成本和资源浪费，提高社会资源利用效率，也能提高人们合作解决生态系统问题。
通过共享交易成果方案平台和统一对世界所有人发行统一的科普教育和扶贫等货币贷款，能提高贫困落后地区的生态保护意识和治理能力，减少地区和城乡等差别，减轻地区之间生态不平衡等风险。
In the scheme platform of sharing transaction results, it can avoid the repeated construction and research of social resources and technologies, reduce the cost of social transactions and waste of resources, improve the efficiency of social resources utilization, and improve people's cooperation in solving ecosystem problems.
By sharing the platform of trading results and issuing unified monetary loans for science popularization education and poverty alleviation to all people in the world, we can improve the awareness of ecological protection and governance capacity of poor and backward areas, reduce the differences between regions and urban and rural areas, and reduce the risks of ecological imbalance among regions.
How would this proposal contribute to creating resilient, capable and 'on alert' multilateral system of global governance institutions able and willing to act promptly and effectively in response to the emergence of new (currently unknown) risks?
这一提案是在现有市场机制中，通过人们相互借贷关系下的自愿共享交易成果方案，解决社会中自利与他利的矛盾冲突问题，提高人们之间相互合作共赢，实现共同预防和治理全球问题。
通过联合国、国际货币基金等国际组织机构，一起发行世界统一的科普教育和扶贫等货币贷款支付系统，再联合各个国家和地区的政府、组织或个人，用于对世界上所有人开展社会科普的教育培训和扶贫等活动，可以从最大范围最快的预防和减少社会中各种危害问题。
This proposal is to solve the conflict between self-interest and other interests in the society, improve mutual cooperation and win-win situation, and achieve common prevention and governance of global problems through the voluntary sharing of transaction results under the mutual lending relationship of people in the existing market mechanism.
Through the United Nations, the International Monetary Fund and other international organizations, we will issue the world's unified monetary loan payment system for science popularization education and poverty alleviation. By combining with the governments, organizations or individuals of various countries and regions to carry out education and training of social science popularization and poverty alleviation activities for all people in the world, we can prevent and reduce all kinds of hazards in the society from the largest scope and fastest.
Wider implications of your proposal
How will this proposal alleviate poverty and inequality?
我的方案是人们在自愿共享交易成果的平台中，通过借贷和帮助有生活贫困的人，各方一起合作发展，实现共同富裕。
再结合联合国、国际货币基金等国际组织机构，发行对世界上所有人统一的科普教育和扶贫等货币贷款支付系统。再联合各个国家和地区的政府、组织或个人，用于对世界上任何地区，每一个人都可以贷款保障最低生活费用的资金，以及开展社会科普的教育培训和合作帮扶等活动，从最大范围最快的减轻社会中各种的不平等问题。
My plan is that people in the platform of voluntary sharing of trading results, through lending and helping people living in poverty, all parties work together to develop and achieve common prosperity.
Combined with the United Nations, the International Monetary Fund and other international organizations, we will issue a unified monetary loan payment system for science popularization education and poverty alleviation for all people in the world. In addition, the government, organizations or individuals of various countries and regions can be used to provide loans to guarantee the minimum living expenses for every person in any region of the world, as well as to carry out activities such as education and training of social science popularization and cooperative assistance, so as to alleviate all kinds of social inequalities in the largest and fastest way.
How will this proposal reduce conflict and political violence?
通过人们相互的自愿共享交易成果方案，解决社会市场经济交易活动中自利与他利的矛盾冲突问题，提高人们之间相互合作共赢，实现共同预防和减少冲突和政治暴力。
通过自愿共享交易成果方案，用社会经济资源成果的共享来渐渐影响到社会政治权利的共享共治。以及发行对世界上统一的科普教育和扶贫等货币贷款支付系统，用于对世界上任何地区、每一个人都可以贷款保障最低生活费用的资金，形成社会经济资源跟所在地区的政治意识形态之间分离，也可以预防和减少政治暴力。
Through people's voluntary sharing of trading results, we can solve the conflict between self-interest and other interests in social market economy trading activities, improve mutual cooperation and win-win situation, and achieve joint prevention and reduction of conflict and political violence.
Through the voluntary sharing of trading results, the sharing of social and economic resources gradually affects the sharing and co governance of social and political rights. As well as the issuance of unified monetary loan payment systems for science popularization education and poverty alleviation in the world, which can be used to provide loans to any region and everyone in the world to guarantee the minimum living expenses, form the separation between social and economic resources and the political ideology of the region, and also prevent and reduce political violence.
Could aspects of this proposal have the converse effect of increasing poverty and inequality?
我的建议在各个方面都不会产生加剧贫穷和不平等的影响。
My proposal will not have the converse effect of increasing poverty and inequality in all respects.
== Describe your proposal in detail ==
This space is provided to allow you to further describe your proposal in detail in additional to any other further details which you have not had chance to mention.
Please include any html links to additional information which would support your proposal
提高合作，减少风险是通过个人、家族、亲戚朋友、合作伙伴、企业机构、国家地区对所有人自愿共享有借贷关系的交易成果，提高现代市场中交易对象之间合作共赢发展，减少市场中欺诈、伤害等问题，实现一个无害化、可持续发展、共同富裕的社会生存环境。
再结合国际性的机构组织发行对全世界上所有人每天都可以借贷最低生活保障的货币资金。实现世界上所有人平等的享有现代货币发行利益的权利，减少世界各国家或地区因经济发展、社会福利不平衡等原因引起的移民和暴力冲突等问题，也就减少了世界性的贫富悬殊、消除贫困问题。
1、自愿共享交易成果的理论方案说明和举例
共享成果是同现实中每一个家庭中的成员之间相互帮扶、共享所有的财物等原理一样，再通过借贷关系，扩展到社会中所有的人员和事物关系中，当我们在市场中和任何人买卖、服务等所有交易的时候，我们都自愿的和所有人共享一定比例的交易利润等成果。当我们中谁有困难都可以按照借贷方法，共享到我们自愿共享的利润等成果，只要谁愿意和我们一起自愿共享成果，我们就优先为他提供人财物等各方面的帮助，使他过上和我们一样的生活，然后再一起帮助更多需要帮助的人。
假如我们用共享成果的理论方法开办一个商贸公司或者银行等企业，我们对待企业员工的工资待遇和上下游客户的交易费用和关系都跟其他企业一样，并且我们企业承诺对所有的员工、客户都能共享我们一部分的利润等成果。在员工和客户都有追求利益最大化的驱动下，在同等的市场上，我们的企业就能吸引世界上所有的优秀人才、客户和资金，又给我带来了更多的市场和利润，我们就可以共享更多的资金利润给需要的人，也将会给企业和社会带来更好的市场环境。一旦其他企业的员工、客户被我企业吸引过来，其他企业不要多久就要跟我们学习我们的理论方法，否则他们将丢失市场、人才等等。
2、全球货币发行的说明方案
全球货币的发行可以利用现代信息技术，结合区块链和电子支付等功能，用开放透明、去中心化的方法。可以按世界上每个人每天最低生活保障费，对世界所有人实现唯一的身份识别制度注册，用借贷关系管理发行，或者以家庭、团体为单位一起维护登记注册。统一货币发行组织可以收取一定的借贷利息差或一定的交易费用等方式运作。
流通可以和现在其他各种货币一样，对每一个人的账户实行显示可支取总额、信任额、存贷额等参考信息，对账号中资金往来实行正负记账关系和统一存贷利息结算。
货币的回收和继承方法是发行的货币只和世界现有人数关联，一个人去世后，收回发行给他的全部货币和生成的利息。对账户有正值的，按照他本人生前遗嘱处理或给予继承人继承，对账户有负值的，按照他本人生前遗嘱或有一些关联人协商销账等方法处理。
参考资料：
1）、自愿共享交易成果的理论方案，可以参考全球挑战基金会发起的“全球挑战奖”活动征集的文章《人类理想化之路——自愿共享交易成果》（The Road to Improving Human Cooperation - Voluntary Sharing of the Results of Trading Transactions）：
https://globalchallenges.org/library-entries/the-road-to-improving-human-cooperation-voluntary-sharing-of-the-results-of-trading-transactions/
2）、全球货币发行可以参考借鉴比特币、Libra等数字货币的发行方式。
3）、借贷扶贫可以参考借鉴孟加拉的乡村银行（Grameen Bank，也译作格莱珉银行），以及伊斯兰银行的参股借贷等方法。
4）领英网址：https://www.linkedin.com/in/mei-shenglin-梅生林-213517149/
To improve cooperation and reduce risk is to voluntarily share the transaction results of loan relationship with all people through individuals, families, relatives and friends, partners, enterprises and institutions, countries and regions, to improve the win-win development of cooperation between trading partners in the modern market, to reduce fraud, injury and other problems in the market, and to achieve a harmless, sustainable and common prosperity social living environment.
In combination with international organizations, they issue monetary funds that can be borrowed daily by all people in the world for minimum living security. To realize the equal right of all people in the world to enjoy the interests of modern Currency issuance, and to reduce the problems of migration and violent conflicts caused by economic development and social welfare imbalance in various countries or regions of the world, will also reduce the world wide gap between the rich and the poor and eliminate poverty.
1. Explanation and examples of the theoretical scheme of voluntary sharing of trading results
Sharing achievement is the same as the principle of helping each other and sharing all properties among members of every family in reality. Then, through the loan relationship, it is extended to all the people and things in the society. When we trade with anyone in the market, such as trading and service, we voluntarily share a certain proportion of trading profits and other achievements with all people. When any of us has difficulties, we can share the profits and other achievements we voluntarily share according to the lending method. As long as anyone is willing to share the achievements with us voluntarily, we will give priority to providing him with help in all aspects, such as people, property and so on, so that he can live the same life as us, and then help more people in need together.
If we use the theory and method of sharing achievements to set up a business company or bank, we treat the wages and salaries of employees and the transaction costs and relations of upstream and downstream customers as other enterprises, and our enterprise promises to share part of our profits and other achievements with all employees and customers. Driven by the pursuit of maximum benefits for both employees and customers, in the same market, our enterprise can attract all the world's outstanding talents, customers and funds, and bring me more market and profits, so we can share more capital profits to the people who need them, and will bring better market environment for the enterprise and society. Once the employees and customers of other enterprises are attracted by our company, other enterprises will not be long to learn our theory and methods from us, otherwise they will lose the market, talents and so on.
2. Explanation scheme of global currency issue
The global currency can be issued in an open, transparent and decentralized way by using modern information technology, combined with blockchain and electronic payment functions. According to the minimum daily living security fee for everyone in the world, the unique identity recognition system can be registered for all people in the world, and the issuance can be managed by loan relationship, or the registration can be maintained by families and groups. The unified currency issuing organization can operate by charging a certain loan interest margin or a certain transaction fee.
Circulation, like other currencies, can display reference information such as total withdrawable amount, trust amount, deposit and loan amount for each person's account, and implement positive and negative bookkeeping relationship and unified deposit and loan interest settlement for fund transactions in the account.
The method of recovery and inheritance of money is that the issued money is only related to the current number of people in the world. After a person dies, he will recover all the money issued to him and the interest generated. If there is a positive value for the account, it shall be handled according to his / her own will or inheritance to his / her heirs; if there is a negative value for the account, it shall be handled according to his / her own will or some related persons' negotiated cancellation, etc.
reference material:
1）. For the theoretical scheme of voluntary sharing of trading results, please refer to the article "the road to improving human cooperation - voluntary sharing of the results of trading transactions" sponsored by the Global Challenge Foundation：
https://globalchallenges.org/library-entries/the-road-to-improving-human-cooperation-voluntary-sharing-of-the-results-of-trading-transactions/
2）. Global Currency issuance can refer to the issuance of digital Currencies such as Bitcoin，Libra.
3）. Poverty alleviation through borrowing. We can learn from Grameen Bank of Bangladesh and Islamic Bank's equity lending and other methods.
4） Linkedin :
https://www.linkedin.com/in/mei-shenglin-%E6%A2%85%E7%94%9F%E6%9E%97-213517149/
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== 全球共享成果和统一货币 The global shared Results and unified Currency ==
